Online lender? Big Bank?

Trust Peninsula Mortgage instead.

Better Pricing. Straight Answers. One on One Service from a Mortgage Expert  

Being able to guide our clients to the very best financing options available isn’t just “a difference” between us and the online call center operators and corporate lenders – its ALL THE DIFFERENCE.

As an independent lender we work only for our clients. Peninsula Mortgage resolutely maintained independence from larger corporate ownership over the decades in order to be free to use whatever lending option is the very best for our clients. This forces our lender network partners to compete with each other to provide you the best loan terms and interest rates.

We DON’T have bosses giving us quotas of certain loan programs with instructions to steer borrowers toward regardless of the consumer’s best interests. This is a small town. Word gets around pretty quickly as in most small towns. Our loyal client base continues to refer friends and family to Peninsula Mortgage because they know that THEY are Peninsula Mortgage’s only priority in each transaction.

Our clients receive more than just great interest rates and a smooth, hassle free mortgage experience. We provide a personalized financing consultation that maximizes their cash on hand, minimizes loan costs and considers their income tax exposure.

Receiving our expert guidance doesn’t cost our clients more than if they were a faceless number at a big bank. In fact our rates are usually better than the banks because we are independent and can negotiate on your behalf for lower loan costs and rates. In fact our guidance often helps clients save thousands that they would have otherwise lost using a rigid, corporate lender’s loan offerings.

We don’t work for managers that restrict what loan options we are allowed to offer you. We work for our clients and match their individual financing profile with the lowest cost, best priced mortgage option available.

We are known for fast, expert responses to Pre-qualification letter requests, smooth on-time closings and an organized, “hassle free” experience.

Please take a moment and click on “What My Clients Say” to learn more about what sets us apart.

On Time Closing with our “Hassle Free Promise” – that’s our commitment to you.

Give us a call, text, email or drop by our office to get started.

Contact us to get started!

Conforming Loans

Debt Consolidation
Home Improvement Loans
Home Equity Loans
Construction Loans
Mobile/Land Loans
Non-owner Occupied
Fixed & Adjustable Rates

Non-Conforming Loans

Jumbo Loans
Credit History Problems
Bank Turndowns
Unusual Employment

Olympic Peninsula Real Estate with water and mountain views

Avoid being wedged into a restricting "big bank" loan program.

Dodge online lender schemes and missed deadlines

We offer the Security of On Time Closings and a “Hassle Free”experience

Peninsula Mortgage has been the standard on the Olympic Peninsula for home loan excellence for over 26 years.

Contact us to get started

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